Are you wanting to purchase your dream home in the Pinellas - Hillsborough or Pasco county area, but you have limited funds for a down payment we can help you?. The county and the city offer the down payment assistance program with an FHA government-insured loan, giving your family the opportunity to become homeowners.

If you currently own a home you can still use the program in the Pinellas County (as long your previous property is rented).

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We can help you get your dream home! We help you get the following:

(1) Down Payment Assistance Program from your county or city that will help you purchase your home with very little down payment.

(2) We also provide you with the FHA or conventional financing for the home.

(3) We will recommend an experienced real estate agent in down payment assistance properties, to help you find your dream home.

In the event your credit scores are too low - we help you fix your credit - free of charge for our clients.

Your Options

We offer 2 ways you can purchase a home with almost no money out of pocket, using:

(1) County or City Down Payment requires $1,000 or 1% or 2% from your pocket depending on the property location and down payment program

(2) 3.5% FHA Loan and requesting 6% seller concessions, requires 3.5% from your pocket the property can be anywhere in Florida.

Free Services:

Credit repair: we dont charge for the service, you only pay $25 for your credit report.
Step 1: Pull Credit Report Step 2: What to do

Secured Credit Cards:

Apply for a secured credit card to help you build your credit history or increse your scores!


Online Pre-Qualification for Down Payment Assistance & FHA/Conventional Mortgage Loan

Where would you like to live:
Number of people living in household:
Total Household Yearly Income:
Loan Applicant Total Monthly Income:
Monthly Credit Card(s) Payment :
Monthly Car(s) Payment Payment :
Monthly Alimony (if you pay) :
Monthly Child Support (if you pay) :
Student Loans 1% (of balance) :

Income calculated based on TOTAL HOUSEHOLD INCOME, not just the loan applicant. (including child support, disability and any income that you may receive and/or be reflected in your bank statements). Household consists of all the people who will be living in the same home.

To be pre-approve submit application (step 3), send proof of income (step 4) and pull your credit report (step 5).